Central Government Employees’ Salary Calculator 2024: Calculate Your In-Hand Salary with Ease
Are you a Central Government employee trying to figure out your in-hand salary after monthly deductions? Understanding your take-home pay can be challenging, as it requires factoring in both government and private deductions. That’s where our CG Staff Salary Calculator 2024 comes to your rescue.
This tool is specifically designed for Central Government employees to calculate their net salary. It helps convert the Basic Pay + Allowances from your pay scale into the actual in-hand salary, making salary calculation hassle-free.
Table of Contents
What is the In-Hand Salary?
The in-hand salary, also called take-home pay, is the net amount you receive after all deductions, such as taxes, provident fund contributions, and other allowances, are subtracted from your gross salary.
How to Calculate In-Hand Salary?
To calculate your in-hand salary, follow this formula:
In-Hand Salary = Gross Salary – Total Deductions (Government + Private)
Why Use the Central Government Salary Calculator?
- Simplifies salary breakdowns for government employees.
- Provides an accurate estimate of your take-home pay.
- Includes deductions for government contributions and private commitments like loans or insurance.
Start using the Central Govt Salary Calculator 2024 today and manage your finances effectively!

7th CPC Salary Calculator
Gross Salary
Gross Salary
Deductions
Salary
Deductions
Monthly Salary Component in Government pay scale calculator
The monthly salary components incorporated in this Central Govt Employees in hand Salary Calculator 2024 is provided below
Basic Salary + DA+ HRA+ TA = Gross Salary
Basic salary for a new recruit
The first cell of the particular Level will be fixed as Basic pay to a newly recruited central government employee. [ Select the first cell in the level in which you are recruited for first year]
Dearness Allowance rate
Existing rate of DA is 53% with effect from 1st July 2024
House rent Allowance (HRA)
HRA is paid at the rate of 30%, 20% and 10% for X, Y and Z cities at present. It has been increased 30%,20% and 10% when DA reached 50%. Read HRA Rates are increased.
What are all X,Y and Z cities ?
According to the population the cities are classified into X, Y and Z category cities.
The X Category Cities which which are entitled for 30% HRA
S.No | States/ Union Territories | Citites Classified as “X” |
1 | Andhra Pradesh/ Telangana | Hyderabad (UA) |
2 | Delhi | Delhi (UA) |
3 | Gujarat | Ahmadabad (UA) |
4 | Karnataka | Bangalore/ Bengaluru (UA) |
5 | Maharashtra | Greater Mumbai (UA), Pune (UA) |
6 | Tamil Nadu | Chennai (UA) |
7 | West Bengal | Kolkata (UA) |
The Y Category Cities which which are entitled for 20% HRA
S. No | States/ Union Territories | Citites Classified as “X” |
1 | Andhra Pradesh/ Telangana | Vijayawada (UA), Warangal (UA), Greater Visakhapatnam (M.Corpn), Guntur (UA), Nellor (UA) |
2 | Assam | Guwahati (UA) |
3 | Bihar | Patna (UA) |
4 | Chandigarh | Chandigarh (UA) |
5 | Chhattisgarh | Durg-Bhilai Nagar (UA), Raipur (UA) |
6 | Gujarat | Rajkot (UA), Jamnagar (UA), Bhavnagar (UA), Vadodara (UA), Surat (UA) |
7 | Haryana | Faridabad*(M.Corpn.), Gurgaon*(UA) |
8 | Jammu & Kashmir | Srinagar (UA), Jammu (UA) |
9 | Jharkhand | Jamshedpur (UA), Dhanbad (UA), Ranchi (UA), Bokaro Steel City (UA) |
10 | Karnataka | Belgaum (UA), Hubli-Dharwad (M.Corpn.), Mangalore (UA), Mysore (UA), Gulbarga (UA) |
11 | Kerela | Kozhikode (UA), Kochi (UA), Thiruvanathapuram (UA), Thrissur (UA), Malappuram (UA), Kannur (UA), Kollam (UA) |
12 | Madhya Pradesh | Gwalior (UA), Indore (UA), Bhopal (UA), Jabalpur (UA), Ujjain (M. Corpn) |
13 | Maharashtra | Amravati (M. Corpn.), Nagpur (UA), Aurangabad (UA), Nashik (UA), Bhiwandi (UA), Solapur (M. Corpn), Kolhapur (UA), Vasai-Virar City (M. Corpn.), Malegaon (UA), Nanded-Waghala (M. Corpn.), Sangli (UA) |
14 | Odisha | Cuttack (UA), Bhubaneshwar (UA), Raurkela (UA) |
15 | Puducherry | Puducherry/ Pondicherry (UA) |
16 | Punjab | Amristar (UA), Jalandhar (UA), Ludhiana (M. Corpn.) |
17 | Rajasthan | Bikaner (M. Corpn.), Jaipur (M. Corpn.), Jodhpur (UA), Kota (M. Corpn.), Ajmer (UA) |
18 | Tamil Nadu | Salem (UA), Tiruppur (UA), Coimbatore (UA), Tiruchirappalli (UA), Madurai (UA), Erode (UA) |
19 | Uttar Pradesh | Moradabad (M. Corpn.), Meerut (UA), Ghaziabad*(UA), Aligarh (UA), Agra (UA), Bareilly (UA), Lucknow (UA), Kanpur (UA), Allahabad (UA), Gorakhpur (UA), Varanasi (UA), Saharanpur (M. Corpn.), Noida*(CT), Firozabad (NPP), Jhansi (UA) |
20 | Uttarakhand | Dehradun (UA) |
21 | West Bengal | Asansol (UA), Siliguri (UA), Durgapur (UA) |
All other cities which are not listed in X and Y cities are come under Z category. The rate of HRA is 10%
4.Travelling Allowance
Travelling Allowance is revised in 7th Pay Commission
The 7th CPC Travelling Allowance rate is below

What are all higher TPTA Cities ?
19 Cities are classified under Higher TPTA Cities.
1. Ahmedabad (UA), 2. Bengaluru (UA), 3. Chennai (UA), 4. Coimbatore (UA), 5. Delhi (UA), 6. Ghaziabad (UA), 7. Greater Mumbai (UA), 8. Hyderabad (UA), 9. Indore (UA), 10. Jaipur (UA), 11. Kanpur (UA), 12. Kochi (UA), 13. Kolkata (UA), 14. Kozhikode (UA), 15. Lucknow (UA), 16. Nagpur (UA), 17. Patna (UA), 18. Pune (UA), 19. Surat (UA)
Deductions in Central Govt Employees in hand Salary Calculator
All the mandatory deductions and other deductions if any are to be entered in this Deductions in Central Govt Employees in hand Salary Calculator to know the exact take home pay.
Only two deductions are mandatory for CG Staffs those who are appointed on or after 1.1.2004. For those who appointed before 1.1.2004, GPF and CGEGIS are mandatory
S.No | Appointed before 1.1.2004 | Appointed on or after 1.1.2004 |
1 | GPF | NPS Subscription for Tier I Account |
2 | CGEGIS 1980 | CGEGIS 1980 |
[Note :Other than this, Income Tax will be deducted if Annual Income is comes under IT Bracket. Also HBA deduction will be made if House Building Advance availed. ]
1.New Pension Scheme Subscription
Central Government Employees those who are appointed on or after 1.1.2004 are covered under NPS.
The Tier I account is mandatory for NPS subscribers. The NPS Subscription is 10 % of basic pay + DA.
10 % of the salary is deducted as subscription from the salary of the govt servants and Central Government pays 14% to subscribers account as employers contribution
2.Central government employees Group Insurance Scheme
Since the Central government employees Group Insurance Scheme is not yet revised for 7th Pay Commission regime, the old rate is continued.
The CGEGIS Rates are
- Group A = Rs.120 [ Level 10 and above]
- Group B = Rs.60 [ Level 6 to Level 9]
- Group C = Rs.30 [ Level1 to Level 5]
Enter this rate at Insurance field with other Insurance deductions if any in the Central Govt employees Salary calculator
How to calculate my salary in 7th pay Commission?
Enter the pay details in the relevant field in the in-hand Salary Calculator for central Government Employees to know your take home salary
What is the in hand salary of 5400 grade pay?
For example the monthly salary of 5400 grade pay in central government is Rs.90315 as per DA 34%, Basic 53100 and TA 3600
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